Frequently Asked Questions

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    You will receive a freehold title deed since all projects developed by GHD Developments are situated in freehold designated areas. These areas are recognized by the government where non-UAE citizens can own properties in Dubai under local property laws (as applicable) to date. The units could be sold outright for a specific purchase price and there is no time restriction on freehold ownership rights.

    Regrettably, for the time being, the Sale Agreement is printed in English.

    The maintenance and service fees are used to ensure all common areas are well kept and clean for the use of the residents of the property. The fees are calculated based on the yearly costs required to maintain the common areas and as approved by RERA. It is mandatory that the budget for the maintenance and service charges should be approved by RERA before collecting the same from end-users. All details relating to the service fees are mentioned in the SPA (Sales Purchase Agreement).

     

     

    As per the prevailing laws, any person could be added or removed from the sale purchase agreement. All involved purchasers should contact [email protected] to complete the required paperwork and pay any required fees to the Dubai Land Department, if applicable.

    In this instance, you would need to contact the Sales Department at GHD Developments and they will advise you on the steps to be taken. GHD Developments might request you to provide an indemnity letter.

     

     

    The letter would need to specify how the SPA was lost and a confirmation to return the copy should it be found later. The validity of your request will be verified, and an original copy of the SPA will be issued on payment of an administrative fee of AED 7,500.

    Issuance of SPA takes up to 30 working days from the date of purchase. The documents submitted and details entered at the time of booking will be reviewed by the Compliance department before issuance of the SPA. GHD Developments need to ensure that the down-payment, Oqood, and registration charges as per the timelines are cleared in full before the SPA can be issued. Purchasers are required to sign the SPA within seven days from the date of issuance.

     

     

    The signed copy can be either delivered in hand to our office or couriered to the below-listed address:

     

     

    GHD Developments

     

     

    Office 807 

     

     

    Damac Smart Height

     

     

    Al Barsha Heights

     

     

    P O BOX 64934

     

     

    Dubai, U.A.E

    GHD Developments does not sponsor residence visa’s to homeowners; however they are eligible to obtain a multiple entry visit visa subject to the property being registered at the Land Department (i.e. Title Deed issued) with a property value of minimum AED 1 million. If the original purchase price was less than 1 million and now as per the current market value, the property is worth 1 million or more; then the customer should obtain an evaluation letter from Land Department stating the same. Customers can then GHD Developments office for NOC (No Objection Certificate) to Dubai Immigration in order to be able to obtain the multiple entry 

    Property

    A Leasehold property is a property that is leased out to a Lessee for a specific period of time. A Freehold property is a property that is sold outright for a specific purchase price to a Purchaser and there is no limit on ownership rights.

    It means that once you have been issued a completion notice, you will be invited to visit the actual project and to inspect the property. Inspections must be based on the SPA specifications.

    No changes can be made to the external façade and structure of the property or unit until the construction is complete. However, small internal modifications may be carried out after the unit is fully constructed and handed over to the purchaser. This is subject to clearance from the development team of GHD Developments and other government authorities like DHCC or Dubai Municipality. Accordingly, administrative fees could apply for providing the NOC by GHD Developments.

    Yes, you can rent out your property once the handover process is complete and title deed issued under your name.

    The sales office is currently located in 807 Damac Smart Height Al Barsha Height, Dubai, United Arab Emirates.

    Mock-up units are created only to demonstrate how a finished unit might look like. Usually, the mock-up unit is presented with sample furniture, appliances, etc. However, your unit will be provided to you as per the specifications provided in your SPA. You can also expect some variation which is in line with the applicable laws and in accordance with your SPA.

    Nearing the completion of the project, GHD Developments will notify the purchasers of the handover date by way of a completion notice and as per the SPA. GHD Developments will request the purchasers to complete their payments in relation to the purchase price and any other due amounts. The purchasers would also be provided with an opportunity to inspect the unit. Based on the visit, they will prepare a list of defects which will be countersigned by the project manager or their representative.

     

     

    Any outstanding defects which cannot be fixed before the handover date will be completed during the defect liability period. Notwithstanding, the purchaser will be bound to complete the payments and take possession of the unit on the handover date.

     

     

    In case the purchaser fails to complete the payment, inspection or possession of the unit, GHD Developments has the right to take appropriate action as per the applicable laws. In such event, no further inspection opportunity will be provided. The purchasers will also be notified of the documents that would be required and the process of handover to complete the handover.

    • Keys to their unit
    • List of important phone numbers
    • Car parking remote
    • Access card(s) (if applicable) or biometric fingerprint to access the building
    • Car security sticker (if applicable)

    PROPERTY REGISTRATION & RESALE

    All transactions which include a new purchase, a transfer or an amendment of a Real Estate Property Rights must be recorded with DLD.

    As per prevailing laws, the purchaser does not have to be a resident of the UAE to be eligible to own a property in the Emirate of Dubai. Areas for freehold properties are designated areas for expatriates where non-resident of UAE can buy the property in the Freehold area. Additional document as required by the applicable laws needs to be submitted by such purchasers.

    Once you book a unit, the Sales team will assist you with the required documents for registration of your unit. The documents might differ based on the project or whether you are a resident or non-resident or a company or other entities. GHD Developments has a designated department which liaises with DLD and undertakes registration of the sale of the unit on behalf of the purchaser(s).

    As per DLD, all units must be registered within 60 days from the date of sale. Accordingly, it is mandatory for the purchasers to ensure all documents are provided to GHD Developments on time to avoid any penalties imposed by DLD. Should you delay the process, DLD will double the registration fees as part of their penalty fees.

    Once the sale of your unit is registered with DLD, you will be contacted by GHD Developments to collect the registration documents including receipts for the fees paid. For overseas purchasers, the documents can be couriered or collected but only by official instruction from the purchaser.

    As per DLD, the current registration fee is 4% of the purchase price in addition to administration fees. All fees may be amended by the relevant authorities from time to time. The preferred mode of payment is by way of manager’s cheque issued in the name of the Dubai Land Department directly. Alternatively, the fees can be paid to GHD Developments who can in turn pay to DLD while registering the sale of your unit.

    As of now, there is no fee charged by GHD Developments for registration of any unit in the name of the original purchaser.

    • The registration fees are paid to DLD. The fee is required by DLD to register the owner’s right in the property at the DLD registry.

       

       

    The procedure for resale is always subject to change by DLD from time to time. However, the current process is as follows:

     

     

    • For off-plan projects, the purchaser and the incoming purchaser need to contact the Sales Department at GHD Developments to apply for a transfer No Objection Certificate (NOC).

     

     

    The NOC is subject to fulfilling the payment obligations of the purchaser under the SPA and any conditions laid down by GHD Developments. 

     

     

    • The purchaser is required to pay 30% of the purchase price for GHD Developments to allow any resale.
    • Appropriate administrative fees to process the NOC and SPA need to be paid to GHD Properties, currently being AED 7,500.
    • The purchaser must collect a NOC from GHD Developments and execute the Transfer of Ownership Form and the required documents of the incoming purchaser. Accordingly, GHD Developments will process the transfer and arrange a new SPA to be issued in favor of the incoming purchaser.
    • All payments that are due on the NOC’s date of the application need to be settled before issuance. This is as per the policy set by GHD Developments.
    • The transfer will be registered in GHD Developments interim registry and then completed at the DLD, subject to transfer fees being paid to DLD directly.
    • Once the resale is completed at DLD, the new owner must provide a copy of the initial sale contract to GHD Developments in order to update our system.
    • Any unit with mortgage shall be dealt with separately as per the norms of such Banks and on case to case basis. 

    PAYMENTS

    Purchasers are advised to make all their payments as per the payment plan schedule provided in their SPA. Delay or non-payment of installments would result in penalties and/or other courses of action in accordance with the SPA and Dubai property laws.

    GHD Developments typically offers 80% payment during construction and 20% on completion. However, the milestones and payment timelines will vary from project to project.. Alternatively, please review the payment details which are outlined in the SPA which are considered final.

    GHD Developments will provide 30 days notice to pay any defaulted amounts. Should the purchaser fail to do so, GHD Developments reserves the right to take all necessary action in accordance with the applicable laws.

    OTHERS

    You can send an e-mail using your registered email ID to GHD Developments Sales Department or by visiting our office. We encourage you to immediately notify GHD Developments of any change in your address and telephone numbers, so you are constantly updated.

    Yes, the purchaser can take a home loan and register a mortgage on the property by paying the requisite fee to DLD. Please note only banks or financial institutions duly licensed and registered with the UAE Central Bank can provide finance for the property.

    Under UAE law, a newly constructed residential properties that are supplied for the first time or within three years of their construction, are exempted from paying any VAT. However, there is still ambiguity on the date of supply i.e. whether it is the date of payment or whether it is the date of property completion.

    Yes, you can purchase the property in the name of certain designated free zone company. It will be subject to meeting the requirements of DLD and the concerned free zone authorities

    There is no substantial difference between principal and joint owners as both are equal shareholders of the property unless notified otherwise to DLD. For instance, a property purchased by two friends could have a different percentage, depending on their contribution to the property. But if not specified both parties will have equal rights. Any notices or communications sent to the Principal Owner will be considered as served to all involved owners as per the UAE law.

     

     

    Disclaimer: These FAQs are meant to serve merely as guidance and consequently have no legal merit. They can also be subject to amendments as per the guidelines issued for any amendment to the prevailing laws and regulations pertaining to real estate laws in Dubai.